Kickstart the New Year: Maximize Your Prescription Benefit
A new year brings fresh opportunities to optimize your healthcare. Here are a few tips to help you save money and make the most of your prescription coverage this year:
Review Your Plan for 2025 - Health plans often update their formularies and coverage details annually. Take time to review your plan’s prescription drug list and understand any changes. If you’re unsure about specific medications, contact your health plan for clarification.
Check for New Generics or Biosimilars - With many high-cost brand-name drugs now offering generic or biosimilar options, you can save money without compromising quality. Ask your pharmacist or healthcare provider if these alternatives are available.
Optimize Your Routine with a 90-day Supply - If you take maintenance medications for chronic conditions, consider switching to a 90-day supply. It’s often more convenient compared to monthly refills.
Use Your Pre-tax Accounts Wisely - Don’t forget to leverage your Flexible Spending Account (FSA) or Health Savings Account (HSA) for prescription costs.
Stay Adherent to Your Prescriptions - Following your prescribed treatment plan is important for effective health outcomes. If you’re experiencing side effects or challenges, speak with your provider or pharmacist. They can recommend adjustments or alternatives.
(The information provided is for educational purposes and should not be used during any medical emergency or for the diagnosis or treatment of any conditions. Consult with your health care provider for diagnosis and treatment of all medical conditions. Call 911 for all medical emergencies.)